Tuesday, October 7, 2014

Mortgage Director

Mortgage Director


Why is this a great opportunity?

This is a new high level position with a solid community bank-

Job Description

The mortgage sales and operations director is responsible for all mortgage
lending activities including family and interim family construction loans.
Develops mortgage lending policies and procedures for approval by
designated EVP, loan committee, managing executive and or directors as
defined by bank policy. May review and approve mortgage applications within
defined final authority levels. Determines interest rate schedules. Manages
all aspects of the secondary market relationships. Guides and directs
activities of subordinates. *Manages growth through a strategic vision to
meet or exceed established goals *Ensures a safe, sound and profitable
mortgage loan portfolio is maintained *Ensures the highest level of
operations and service commitments are met *Direct sales team and
participates in business development activities to make and service a broad
scope of mortgage, real estate, and construction loans *Recruits and
develops a strong sales and operational support team *Oversees the
activities of the mortgage support functions including , processing,
underwriting, and loan closing and secondary market sales *Coordinates
implementation and enhancement of operational systems and procedures and
with other operational areas of the bank which book and service mortgage
loan products *Maintain current knowledge of industry trends, innovations
and customer adoption and behavior to anticipate and proactively meet
customer needs *Develop, manage and report on allocated mortgage operating
budget *Assures other business units within the bank comply with all
regulatory governance applicable to the products managed by the business
unit. Coordinates with the Audit/Compliance divisions and Loan Review for
audits and reporting *Negotiates secondary market and investor contracts
for mortgage sales

Mandatory minimum qualifications - *Bachelors Degree required *10+ Years in
a leadership role in the mortgage business from a bank, mortgage company or
credit union *Experience to create and implement a strategic plan
*Experience working with portfolio, secondary market and government loan
programs *Proven ability to hire, train and grow a sales team as well as a
team of processors, underwriters and closers