Wednesday, October 29, 2014

Vice President Large Loans

Vice President Large Loans


Reports to: Executive VP, Lending Market


Bachelor's degree in Business, Finance, or related field
Minimum 5 years of experience in small business lending
Strong analytical skills as they relate to loan underwriting and financial
Extensive computer database, and skills pertaining to cash flow analysis
and debt coverage ratios
Strong familiarity with commercial real estate lending, fixed asset
financing, working capital loans and accounts receivable financing
Creative, strategic and visionary in development, public relations and
marketing programs to provide visibility and create loan demand
Positive, outstanding interpersonal and relational skills
Comfortable with authority and exercising authority
Highly organized, with attention to detail
Committed to excellence and continuous improvement
Problem-solver and results-oriented producer
Ability to self-manage time and stay on task
Capacity to manage relationships with a diverse audience, including staff,
clients, board members, auditors, bankers, consultants, foundation
representatives, community leaders, and donors
Ability to give direction, maintain organizational culture, mission and
focus on values
Strong supervisory and teamwork skills
Familiarity with SBA guaranteed loans

Large Loan Division Responsibilities:

Larger Loans defined as $50,000 - $250,000 in size and have some unique
marketing and underwriting characteristics compared to ACCION's existing
loan products
Achieve production, delinquency, charge-off and other goals within the
large loan portfolio as established annually
Develop, implement and oversee large loan program in the respective area of
operations (budget, marketing, production, delinquency, charge-offs)
Promote ACCION brand in while effectively
Maintain and build extensive network of bankers and other lending personnel
to market and promote ACCION loan products and services
Develop and implement efficient recognition, public relations and marketing
functions specifically geared for larger loans
Create successful model to be duplicated in other markets
Maintain compliance with requirements of loan funds
Establish, maintain, and participate in Loan Committee
Confer with Loan Committee and Underwriting Manager(s) concerning various
issues of loan policy and overall credit quality
Assemble and provide complete loan packages for submission to underwriting
Interface regularly with underwriting staff to ensure credit quality and
relate unique aspects of larger loans
Coordinate loan participations and tandem lending with participating
lenders to spread risk, enhance relationships, improve credit quality and
support portfolio management
Perform site visits and assist with collection efforts as needed
Manage all materials, budgets and fundraising proceeds accurately and with
Ensure effective relationships with all external and internal
constituencies and integrate larger loan program to promote and advocated
Support training program designed for staff members
Present to Senior Staff
Provide useful, timely and accurate reporting to ACCION staff members, and
other key stakeholders, as required
Develop and implement efficient recognition, public relations and marketing
processing functions
Oversee and ensure compliance with all contribution dollars from
individuals, grants, corporations and foundations
Drive outstanding quality control, accuracy and timeliness of information
reported internally and externally
Support development and implementation of office policies and procedures as
they relate to the activities of the organization
Provide support to internal and external auditors
Participate actively in forecast and budget processes
Ensure outstanding and consistent branding within organization
Inspire and motivate team members
Proactively drive down operating costs and proactively increase efficiency
Model leadership, excellence and results
Embrace and safeguard organizational mission, values, vision and culture
Must have the ability to work some irregular hours
Other duties may be assigned

Salary and Benefits:

Salary + commission opportunity; Medical, Dental and Vision Insurance; Paid
Vacation & Sick leave; advancement opportunity, 401(k)


2014 S. Hackberry
San Antonio, TX 78210
Fax: (210) 533-2940